Being Broke Can Be Fun

If you were totally broke the rest of your life, do you think you could still enjoy yourself? I've spent most of my life on a very limited income, one mistake away from calamity. Yet, I still found ways to have fun without spending money. Most people, unfortunately, don't seem to recognize the hardship as... Continue Reading →

Wealth Gaps vs. Savings Gaps

I recently wrote about wage gaps vs. effort gaps. In a similar vein, let's take a look at infamous "wealth gap." While it's true that some people are born into an abundance of wealth, they are certainly a minority. 43.4% of the world’s wealth is controlled by the top 1%. Most millionaires are in their... Continue Reading →

15 Simple Choices That Will Make You Rich

The global economy is currently in the toilet. Working-class people are worried about job security and searches for "sell my house" are up 147% in July, as leaders argue over the definition of recession. There are many things beyond our control. However, in these turbulent and uncertain times, is can be helpful to shift focus... Continue Reading →

How Much Money Is ‘Enough’?

I recently read an interesting article that proposed a simple thought experiment. It poses, "How much money would you have to be paid, right here and now, to retire today and never receive another dollar of income (from any source) for the rest of your life? The catch this time is that whoever among the... Continue Reading →

Why You Should Build A FOMO Fund

Have you ever seen a pricey dress you couldn't bear to walk away from? Or a new television deeply discounted before the big game? What about a $99 round-trip flight to your hometown? Or that once-in-a-lifetime $300 flight abroad? Have you ever considering picking up more gear for your hobbies, taking a last-minute trip, or... Continue Reading →

Web Miscellany: Compilation #8

Hello fellow bloggers! What fun things do you have planned for this Father's Day weekend? I subscribe to a weekly CSA box through a local farm and am looking forward to some fresh delicata squash and strawberries. Yum! I'm also planning to celebrate Father's Day with my family. Feel free to share your favorite findings... Continue Reading →

Savings, Inflation, and Debt Serfdom

I always cringe when I hear my friends say that they will start saving for retirement when they make more money. I don't know about you, but my expenses seem to continually increase in proportion to my income. There will always be car repairs, wedding gifts, expensive medical tests, flooded toilets, and nifty gadgets. We... Continue Reading →

Self-Reliance and Financial Freedom

When I was four years old, my parents bought me a clear plastic, house-shaped box. The box was divided into three parts and adorned with various stickers, including some words I couldn't yet read. The long, skinny box was my childhood piggy bank. When I found a penny on the ground at my preschool, I... Continue Reading →

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